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Waterdrop Inc.s AI-Led Revolution in Medical Insurance Sector

Peng Shen

Abstract


In the Fourth Industrial Revolution, AI, particularly large AI models, is radically transforming various sectors such as healthcare,
finance, and urban management. This paper illustrates how Waterdrop Inc. has innovated in the medical insurance sector using artificial intelligence, thereby enhancing efficiency and competitiveness. The companys AI solutions have significantly reduced the labor force in online
services and improved marketing for insurance brokers. This study emphasizes the role of AI in high-quality development, its impact on traditional industries, and the transformative potential of data as a new factor of production.

Keywords


Large AI Models; Waterdrop Inc.; Insurtech; Data Factor; High-Quality Development

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References


[1] Chen, Y., 2018. Data property rights: should they be attributed to platform companies or consumers? Research on Financial and Economic Issues, 2, pp. 7-9.

[2] Cui, X., Wen, S. and Long, S., 2023. The value connotation and system construction of digital management accounting. Finance and Accounting Monthly, 5, pp. 47-51.

[3] Central Broadcasting Network (CBN), 2024. Waterdrop Inc.'s large model technology patent passed again to help the entire insurance

chain to improve efficiency and quality. Available: https://tech.cnr.cn/techph/20240307/t20240307_526619735. shtml.




DOI: http://dx.doi.org/10.70711/frim.v2i7.5028

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