Research on Improving Financing Efficiency of Micro 
and Small Enterprises with the Support of FinTech

Xiaoxu Zhang

doi:10.18686/memf.v2i3.4538

Research on Improving Financing Efficiency of Micro and Small Enterprises with the Support of FinTech

Xiaoxu Zhang

Abstract

In recent years, FinTech has rapidly developed and gained widespread attention worldwide. By applying big data, artificial intelligence, blockchain, and other technologies, FinTech provides new solutions for the financing of micro and small enterprises (MSEs). This
paper aims to explore how FinTech improves the financing efficiency of MSEs, analyze its specific application scenarios, and propose corresponding policy recommendations.

Keywords

Micro and Small Enterprises; FinTech; Financing; Efficiency

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References

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[2] Wei Yu, Ying Qin. Research on the Financing Model of Micro and Small Enterprises under the Background of Internet Finance [J]. Enterprise Economy, 2014(12):4.

[3] Chun Chen, Bowen Xiao. Research on the Impact of FinTech on the Financing Efficiency of SMEs [J]. Science and Economy, 2023,

36(2):61-65.

DOI: http://dx.doi.org/10.18686/memf.v2i3.4538

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